Car Title Loans are available to people with Bad Credit

Considering the unemployment rate and poor economy in general, many people are impacted by less than positive credit scores.   Many people had no choice but to pay bills late, resulting in a negative credit score.  Your credit score is the key aspect that a  traditional loan provider (such as a bank), evaluates when you apply for a loan.  When your credit is  bad or you do not have established  credit, a bank usually won’t give you a  loan.

If you had a bankruptcy it will be almost impossible  to borrow money from a bank.

One  option for borrowers with bad credit scores who require cash quickly is an auto equity loan, sometimes referred to as a car title loan. Using the equity in your car or truck as collateral, an auto equity loan provider will ignore your credit situation when evaluating your loan application.  All you need is clear title to your vehicle and proof of residency.

Loans can be designed to be flexible in length, so your payments are affordable.  Interest rates are reasonable and the entire process can take less than one hour.

A big  bonus is that if you make your payments on time, the lender will report this fact to the credit bureaus.  This will help you establish or rebuild your credit score.  A win-win situation!

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Tampa Auto Equity Loans – How They Work

All across Tampa, people who need emergency cash can find auto equity loans sometimes referred to title loans in just minutes. People are learning how easy it would be to handle all their cash emergencies and unexpected expenses by using the value of their vehicle to get cash today. By calling Embassy Loans for an over the phone  application discussion, they would be able to get pre-approved for a Florida consumer finance loan using their car title as collateral very quickly . Depending on the value of a person’s vehicle, they would be able to qualify for a loan from $250 to $10,000.

While they finish their auto equity loan request inside the location, an agent would give their car a quick inspection and approve the loan amount. Additionally, an individual would be able to keep and drive their vehicle during the Term of their loan, allowing them to go on with life as usual.

Embassy loans offers flexible terms so customers can design a loan that fits their requirements perfectly.

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Loans using the equity in your car or truck provide rapid cash!

How often have you been at a bank, finance company, or some other traditional lender and had to wait “forever ” for your loan application to be approved? How many times have you waited days and weeks, only to be advised that  your application was declined? Traditional lenders have declined loan applications for a several reasons. Not all of them involve credit problems.

Securing for an auto equity loan often called a car title loan is easy, quick, and hassle free. The application process for a vehicle equity  loan has become very efficient. One false impression about car title loans is that only people with bad or no credit apply for them. There are many repeat title loan borrowers who have good credit. They simply do not want to endure  the application process with traditional lenders. They also want their money fast and easy.

So how fast is the title loan application process? It is so fast that you can usually have the cash you need within one hour. How do we do it? A car equity loan with a clear and free title does not depend on your credit history or your background. Traditional lenders will focus on that.  Auto equity loan providers such as Embassy Loans in Florida do not care.

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Applying for a Car Title Loan

Help pay bills or unexpected expenses with a loan on your auto or truck’s equity

Applying for a loan using your car as collateral sometimes called a Car Title Loan or Auto Equity Loan is a rapid way to get money to pay bills or for emergency cash needs. Sometimes your normal paycheck doesn’t pay all your  bills. Cost of living continues to rise in Florida, many people simply can’t afford to pay for emergency needs like home repairs, medical bills, or legal fees. When this happens, people who own their vehicles can apply for a consumer finance loan from Embassy Loans, using the equity in your car or truck as collateral,  to assist you to  pay those unexpected financial expenses.

To apply for this type of loan, you need to make sure you have the needed paperwork in order for Embassy Loans  to process your loan quickly:

  • Proof of vehicle ownership ( title) and current insurance:  The first thing you need to establish is proof of ownership for the vehicle on which you are looking to obtain an auto title loan. This means that you have paid off any car loans and there are no liens against the vehicle. You will also need to provide the vehicle insurance and registration.
  • Identification including Driver’s License. You need to prove who you are and where you live. Only official Government Identification Cards such as a State Issued Driver’s License are accepted to establish this identity.
  • Proof of residency: A formal proof of residency is needed when applying for a collateral loan. This can include a copy of bank statements with your physical address, a rental or mortgage agreement with your address printed or utility bill.

This is what you need to receive your  loan from Embassy Loans. The process is very simple and you can fill out an  application online  or by phone with the help of one of our friendly Loan Agents.  Your loan can be approved within a matter of hours.

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Why Keeping Insurance on your Vehicle is Necessary for a Loan

Keeping insurance on your vehicle is necessary for a loan using your car title as collateral

When you receive an auto equity loan sometimes called a car title loan, having current insurance on the vehicle is a mandatory requirement. Driving on the road requires that you have insurance on your vehicle to protect you as well as other drivers on the road. When you receive a loan from Embassy Loans, valid insurance covering comprehensive and collision is required to be prepaid for a minimum of 6 months.

If you do not have insurance coverage and need an auto title loan, Embassy Loans offers an alternative.  You may purchase an optional collision wavier debt cancellation addendum, which is available only as a voluntary option. If you decide to choose this waiver, it will be included in your monthly payment.

Embassy Loans offer flexible loan terms.  If you are in Florida, need cash in a rapid way, and do not have the time or cash to secure an insurance policy for your car or truck, then Embassy Loans  can design a flexible loan term including the optional collision wavier debt cancellation addendum.

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Borrowers that have a negative credit rating typically have difficulties obtaining loans

Embassy Loans in Florida does not care about borrowers with negative credit scores – Borrowers that have negative credit rating typically find it difficult to secure traditional loans from banks or obtain credit card advances. Hence, when they are in dire need of cash, they tend to secure loans from other sources that impose very high fees and interest charges.

However, if a borrower owns a car that is already paid in full or almost paid off, he or she can qualify for an auto equity loan using the car as collateral. Borrowers with bad credit generally cannot obtain funds easily through unsecured credit because they are considered risky investments by most creditors.

This becomes a negative manifestation of your ability to settle your debts upon maturity. Fortunately, it is still possible to get approval on an auto title loan application even if you have a negative credit rating. If you have fully paid your vehicle or almost, then you can use it for this purpose.

This is because you can offer your vehicle as collateral to apply for secured funding by way of auto equity loan sometimes referred to as a car title loan. This protects your creditor in the event that you fail to repay the loan.

A secured debt usually charges lesser interest rates than the unsecured debt. The rates of interest Embassy Loans of Florida are generally lower, which make them more appealing. Unsecured debts carry very high-interest rates because the lenders are not protected in this type of credit.

When a person that has bad credit presents the car to an auto equity loan provider as collateral, this somewhat compensates for the risk. Majority of creditors will only grant you approximately between 25% to 50% of the vehicle’s wholesale value. This protects the creditor in the event the borrower fails to make payments or settle his obligation according to the agreed terms.

Auto collateral loans are alternative options for those who have bad credit
This will be a good opportunity to improve your credit rating by strictly paying back the loan amount according to the agreed terms and payment schedule. The record of your payments will find its way to the credit bureau. Because these agencies will be keeping track of your current credit activity, you will be able to regain positive credit feedback if you are consistent and prompt in your loan payments.

You may want to look for a lender that has a good reputation and offers debtors flexible repayment terms as well as interest rates that are competitive. Examine the terms thoroughly and try to find out the payments that you have to make and their schedule. Make sure that you will be able to strictly comply with the payment terms and schedule so that you will be able to retain your car and create positive feedback in your credit report. You should be able to enjoy the benefits of Embassy Loans and reestablish good credit standing at the same time, provided that you use it wisely and pay back the debt responsibly.

Whether you are looking to pay some bills, medical expenses or starting a business and need funds for your web design we are here to help!

All you need is a clear Florida title and a vehicle with equity. We loan up to $10,000 which can help your needs.

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Auto Title Loans in Tampa, FL

Florida is a big state! The most recent estimate by the United States Census Bureau estimates that the state’s population had reached 19,057,542 – an increase of 1.36% on the 2010 confirmed figures. The Census Bureau haven’t provided a new estimate for this year yet, but extrapolating from last year’s figures we can expect the population to have increased by roughly a further 250,000 people, bringing the Florida population of 2012 up to 19.3 million.

In terms of population density, Florida has a surface area of 65,755 square miles (170,304 square kilometers). Based on the 2011 estimates, that equates to 353.4 people per square mile, (136.4 per square kilometer) and that makes it the eighth most densely populated state in the US.

The reason of this high population density of the state is the availability of opportunities for growth of the citizens. Opportunities of business, education, employment and entertainment draw thousands of people every year to the state. One of these opportunities are rapid cash loans using your car title as collateral from  Embassy Loans.
The people of Florida are particularly happy about the availability of these cash loans because they are very different from other forms of traditional loans. Following are some of the factors that make these cash loans special.

  1. Speed – Regardless of the type of financial institution you go to ask for a loan, the minimum amount of time you will have to wait  is a week before your loan application is processed and approved/rejected. However at Embassy Loans you  can obtain  a loan in a few hours .So for those facing an urgent financial need, auto equity loans sometimes referred to  as car title loans  can provide the best solution possible.
  2. Credit Score doesn’t matter – Many lenders’ loan applications are turned down by, banks, special lenders and other lending institutions just because their credit score doesn’t meet the lenders’ requirements. Embassy Loans  has  no such requirements. They don’t judge applicants based on their credit score.
  3. Collateral helps – Collateral is considered necessary by lenders of title loans because it helps them minimize the risk they face because of the possibility of borrowers defaulting on their loan. The borrowers, in return, enjoy a lower interest rate because of the secure nature of the cash title loan from Embassy Loans.

The factors mentioned above make it very easy for the people of Florida to obtain loans and even pay them back.

Embassy Loans - Loans Made Easy
For Fast Service Call (866) 277-5798

or visit us online at EmbassyLoans.com - Car Title Loans in Florida

Paying Medical Bills with Auto Title Loans from Embassy Loans

Some people pay medical bills with  cash borrowed on an auto title loan. Why is it when we have unexpected medical bills we often feel worse than the sickness we received medical treatment for in the first place? As the battle rages on in Washington D.C. about how to fix the current Health Care crisis, regular people like you and I are trapped in a spiraling web of ever increasing medical bills which reduce our ability to live a productive and healthy life. In order to offset some of the monthly expenses incurred by these medical bills, often people obtain a loan using their vehicle as collateral.  This is often referred to as an   auto or car title loan.

What are auto title loans? Simply put, it’s another term for a car title loan where you put up your vehicle’s title up as collateral to obtain a secure loan to help pay your medical bills or other unexpected financial obligations. In order to best describe the auto title loan process, here are a few answers to frequently asked questions about auto title loan’s from Embassy Loans.

What is the difference between a car title loan, an automobile title loan or auto equity loan?

Nothing really.   In each, a lender allows a customer to borrow a percentage of his vehicle’s equity in exchange for the vehicle’s title.

How does credit factor into auto title loans from Embassy Loans?

Auto title loans from Embassy Loans are based on the value of the vehicle associated with the title. As such, credit has no  effect on the typical Embassy Loan’s decision to lend to any specific individual. Credit may be run, but only to verify a few items  of the borrower. These, alongside a few other factors, will be used to make a fast and very professional  decision.

If medical bills are constantly keeping you awake at night, and you own your vehicle, call or contact Embassy Loans to help relieve the burden and allow yourself to truly begin the healing process. Cash is available usually within one hour from application approval.

Loans Made Easy – call 866-277-5798

Keep Enough Money in Your Checking Account With a Car Title Loan from Embassy Loans

Are you having trouble paying your bills? Have you had a check bounce recently or paid a hefty overdraft fee? If so, you may wonder where you can get enough money to prevent this from happening again.

You may not be aware of it, but the solution to your problems may be sitting outside your home. No, there isn’t a huge bag of money just sitting there, although that would be great! What I’m referring to is your car.

Your auto can be used to get a loan. This doesn’t mean that you don’t have to take on another set of payments for it, it just means that you can use it as collateral for a loan. How can you do this?

Consider an Auto Equity Loan, sometimes referred to as Car Title Loan

As mentioned, you may be able to get a loan if you own your car outright.  Bring the vehicle’s title and your car  to Embassy Loans.  We will assess the value of your vehicle. We will offer you a loan based on the vehicle’s value. The process generally doesn’t take very long, meaning that you’ll get the quick cash that you need if your car or truck  qualifies. Sounds fairly simple, doesn’t it?

You won’t even have to go through a complete credit check if you use Embassy Loans. We will have you in and out in around an hour. That doesn’t just mean the first visit – that’s the entire process of filling out paperwork and getting your cash. It’s a much faster process than most banks offer and is usually much easier, as well.

What Will Happen if I Don’t Get a Loan?

If you choose to ignore your bounced checks or overdrafts, you could end up paying a high price for doing so.

Based on a study by the Federal Depository Insurance Company (FDIC), you could expect to pay 1,067 percent in interest on a 2-week checking account overdraft. I don’t know about you, but I’ve never heard of a loan with such high interest expenses. In other words, you’ll probably be much better off by taking a car title loan than by rolling the dice with your bank.

Also, if you don’t keep enough money in your checking account, you could fall behind on your bills. This could mean that you’ll owe late fees, have utilities turned off, be evicted from your home, be sued or even have your checking account cancelled. Your financial situation could spiral out of control if you don’t do something to fund your checking account, so consider a car title loan to avoid this situation.

Will I Have to Give Up My Car?

If you take out a car title loan at Embassy Loans, you will get to keep your car. You’ll only have to hand over your title on a temporary basis, which acts as collateral for your loan.

So, you’ll get to drive your car around and get some much needed cash to keep your checking account from going under. You’ll take on one  loan to avoid a financial difficulty  with your bank, utility providers and/or other companies. It may not be ideal, but it could be the best solution to your current financial problems.

We can help you with your loan needs – call us at 866-277-5798

Embassy Loans Auto Equity Loans Work Quickly and Professionally

At Embassy Loans, you will be stunned when you see that there is no waiting in long lines, no endless documents, and no coming in for appointment after appointment. You just sign over your vehicle title to us  and you receive the funds you need after some simple procedures. It is only necessary for you to have a car in good running condition and the capability for repayment. You get a loan for a percentage of  the wholesale value of your car.

Our customer service reps and loan agents are the nicest and most capable in the business.  You will be treated professionally, promptly and with respect.  Embassy Loans will  give  you a fast cash loan in no time, with an interest rate you can afford, and a payment plan that works for you.  We are not a “clearing house” or “lead sender”, you deal directly with us, we have the CASH!

Call us to find out how we can help you at 866-277-5798